Our History

Eric J. Giglione, David Ackerman, and Michael Gerstein are the State General Agents for American Income Life Insurance Company. The GA Gerstein Organization enjoy the support of David S. Zophin and Rob Hay, President and Chief Marketing Officer, and the resources of American Income Life. The GA Gerstein Organization provide the systems and infrastructure to assure their associate's success.

American Income Life was first chartered in 1924. In 1951, AIL was purchased by Bernard Rappaport who subsequently positioned the company as a provider of supplemental life and health benefits for working men and women of labor unions around the world. We now serve not only Labor Unions but Credit Unions, Associations, and those sponsored by our primary markets.

American Income Life is a principal subsidiary of the Torchmark Corporation. Torchmark Corp., a Platinum 400 company, is a diversified financial services organization that is publicly traded on the New York Stock Exchange, as an industry leader in supplemental insurance.

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Because Eric Giglione increased production by 936% between the years 1999 and 2002, in May of the year 2003 sister company National Income Life granted the agency acquisition rights to the New York City Metropolitan area.