Supplemental Health &  Accident Insurance

 
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Being prepared is important …

especially if you develop a health problem, or are involved in an accident that lands you in intensive care. These events can impact not only your health, but also the financial well being of your family. We can help you be more prepared to face the future.

Our supplemental insurance products complement any insurance you may already have in place, and pay in addition to any other coverage you have. No “primary/secondary” rules. You get the benefits you signed up for.


Learn About Our Protections

Accident Protection

Just the thought of an accident taking the life of a loved one is very troubling. No matter what your age or circumstances, you or a family member could be a victim.

Picture your family trying to make ends meet without your paycheck. Just as accidents happen in an instant, the lives of your loved ones are changed in that same instant.

AIL's A71000 Accident policy pays cash benefits for accidental injuries. The A71000 is guaranteed renewable and cannot be canceled as long as premiums are paid on time.

 

Hospital Indemnity 

The first question you’re asked at the hospital is not “What’s wrong?” or, “Where does it hurt?” but “Do you have insurance?”

If you or a family member got sick or had an accident, would you be able to afford a large hospital expense? What if your family could not access the level or amount of care needed to treat a sickness or an accident?

No one can predict when they will get sick or have an injury. We offer an affordable hospital indemnity insurance policy that can help protect your family from the unexpected.

 

Cancer Protection 

When cancer strikes, it shows no favoritism. Everyone is at risk. Medical advances have increased chances of survival, but surviving a cancer diagnosis often causes financial hardship for families whether the patient is the primary wage earner or another member of the family. The majority of working men and women don’t have the financial resources to survive while they are unable to work. Our Supplemental Cancer plans may help offset the financial burden.

 

Critical Illness

How would you handle a critical illness? Could you pay your bills and take care of your family financially if you were unable to work for weeks … or months? What is your risk of having a critical illness?

With people living longer, they’re more likely to experience a critical illness like a heart attack or stroke. How would you pay deductibles, co-payments, or coinsurance and other out-of-pocket medical expenses related to your illness?

A critical illness policy can mean the difference between financial security and financial hardship. The benefit can help ease your financial burden and lessen your worry.

 

 
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